Car Driver needs to be insured!

With the new car insurance law coming into effect on 20th June 2011, I thought now is a good time to remind you that it is the car driver that needs to be insured when doing private driving lessons, irrespective of who owns the vehicle, the supervising passenger or if the car appears on the MID.

While you might not necessarily be stopped by an ANPR police car because you are driving a car insured to the registered keeper, the law requires that a car can only be driven by someone who is specifically insured to do so either because he/she is a named driver on the car, or you have an insurance policy such as comprehensive, that provides you with 3rd party cover on any vehicle provided the legal owner allows you to take the car.

As a provisional driving licence holder stop looking for loopholes that will allow you take driving lessons in family or friend's car without insurance! If you have not been specifically named as a driver on the car, then you are not insured.
It doesn't matter how long the supervisor has held a licence, what type of insurance cover the passenger next to you holds, what type of insurance the vehicle being driven has or cost, if your name is not on it, don't drive it if you want to do things legally.

Insurance for provisional holders is not cheap, but it is a requirement if you are going to be driving someone else's vehicle, so ignorance is no excuse for breaking the law.

If you require high quality driving lessons in NW London from a very helpful, patient and fully qualified instructor, then why not call or send me a text message on 07956233032.

Thinking about becoming an instructor? Don't just make a decision based on the red driving school TV advertisement, do the proper research and know all the ADI training options available to you.

Subscribe to my Driving Test Tips so you don't miss any future articles and get DSA updates direct to your inbox by Email. The service is provided and powered by Google Feedburner, so I don't personally keep your email addresses, and you can remove yourself anytime after passing the driving test with just one mouse click, you can also follow UKADI on twitter or join my UKADI Facebook page.

No comments:

Post a Comment



eXTReMe Tracker